03/07/2026
Women Collective Kenya through the ED Ruth Mumbi today made an application for joinder in a case where Girls First Kenya/Girls First Finance is suing students over alleged unpaid student loans using a mobile phone app.
The students, mostly female from YMCA in Kisumu are from humble backgrounds. WCK alleges in its court fillings that Girls First Kenya employed predatory lending and aggressive collection practices.
These include unfair contracts, oppressive conditions and excessive interest, lack of information on the contract terms, threats and intimidation in debt collection. WCK also alleges that Girls First Kenya did not have the proper license at the time it provided these loans. Girls First Kenya is suing over 700 students and their guardians in Small Claims Courts, especially in Dagorretti.
WCK intends to prove that the actions of Girls First Kenya constitutes Technologically Facilitated Gender Based Violence against marginalized and vulnerable young women from the informal settlements of Kisumu.
WCK conducted fact finding missions in Kisumu and together with Inuka Ni Sisi provided psychosocial support to 50 frontline student leaders working on the issue. In addition, WCK made an Access to Information petition against Girls First Kenya
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