02/05/2026
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๐ซ๐จ๐ฆ ๐๐ฎ๐ซ๐ฏ๐ข๐ฏ๐๐ฅ ๐ญ๐จ ๐๐ญ๐ซ๐๐ญ๐๐ ๐ฒ: ๐๐ฌ๐ญ๐ก๐๐ซ ๐๐ฃ๐๐ซ๐ขโ๐ฌ ๐๐ฎ๐ซ๐ง๐ข๐ง๐ ๐๐จ๐ข๐ง๐ญ
โAt 32, ๐๐ฌ๐ญ๐ก๐๐ซ ๐๐ฃ๐๐ซ๐ข understood how to survive, but she hadnโt yet mastered ๐ก๐จ๐ฐ ๐ญ๐จ ๐ ๐ซ๐จ๐ฐ. Running a small ๐ฆ๐จ๐ญ๐จ๐ซ๐๐ฒ๐๐ฅ๐ ๐ฌ๐ฉ๐๐ซ๐ ๐ฉ๐๐ซ๐ญ๐ฌ stall on the edge of town, she served boda boda riders just to keep her rent paid and her two children fed. Every month felt like starting overโno savings, no clear plan, and the constant pressure of unexpected expenses.
Everything began to shift when Esther joined a financial education training program offered by Building Livelihoods & Empowering Communities ORG- BLEC NGO ,with support from South-North Nexus built on tools developed by the International Labour Organization .Though initially skeptical, the sessions sparked a fundamental change in how she viewed her business.
โ๐๐ก๐ ๐๐ซ๐๐ง๐ฌ๐๐จ๐ซ๐ฆ๐๐ญ๐ข๐จ๐ง: ๐
โ๐ข ๐
๐ข๐ง๐๐ง๐๐ข๐๐ฅ ๐๐ข๐ฌ๐๐ข๐ฉ๐ฅ๐ข๐ง๐: She learned to separate personal and business finances for the first time.
โ๐ข ๐๐๐ญ๐-๐๐ซ๐ข๐ฏ๐๐ง ๐๐๐๐ข๐ฌ๐ข๐จ๐ง๐ฌ: By tracking daily sales and expenses, she identified her most profitable products.
โ๐ข ๐๐ซ๐๐๐ญ๐ข๐๐๐ฅ ๐๐๐ฏ๐ข๐ง๐ : She created a simple budget, proving that saving small amounts was possible, not impossible.
โ๐ข ๐๐ญ๐ซ๐๐ญ๐๐ ๐ข๐ ๐๐ฑ๐ฉ๐๐ง๐ฌ๐ข๐จ๐ง: She moved from a survival mindset to planning for long-term growth.
โEsther identified a massive opportunity: as car and truck traffic increased on a nearby road, she saw a gap in the market for vehicle spare parts. Using her new financial discipline, she consistently set aside a portion of her profits.
โ๐๐ก๐ ๐๐๐ฌ๐ฎ๐ฅ๐ญ?
After months of disciplined saving, Esther expanded her stock to include vehicle parts.
Today, her shop is a local landmark for reliability. Her income has increased, her children attend school consistently, and she has even started mentoring other women in her community.
โAs Esther beautifully puts it:
โ"๐๐ญ ๐ฐ๐๐ฌ๐งโ๐ญ ๐ฃ๐ฎ๐ฌ๐ญ ๐ญ๐ก๐ ๐ฆ๐จ๐ง๐๐ฒ ๐ญ๐ก๐๐ญ ๐๐ก๐๐ง๐ ๐๐ ๐ฆ๐ฒ ๐ฅ๐ข๐๐โ๐ข๐ญ ๐ฐ๐๐ฌ ๐ญ๐ก๐ ๐ค๐ง๐จ๐ฐ๐ฅ๐๐๐ ๐."
โ Providing the right tools doesn't just give an entrepreneur capitalโit gives them control over their own future.
County Government of Turkana Samuel Weidenhofer Mastercard Foundation Mama Hope The Fred Hollows Foundation Stephen Ngetich
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