19/08/2026
As leaders prepare to head to The Africa Food Systems Forum - AGRF, conversations around agricultural finance often focus on loans and investment, although financial readiness begins much earlier.
Before farmers can access larger investments, they need profitable enterprises, practical skills, reliable income and the confidence to grow a business.
In Ethiopia's Sidama Region, Shewaye Fentae's journey shows what that looks like.
Through Heifer International Ethiopia’s Enhancing Livelihoods of Smallholders Through Improved Poultry Business poultry project, implemented by the Ethiopian Ministry of Agriculture, Shewaye received training, improved poultry breeds and technical support that turned a struggling backyard activity into a productive enterprise. Today, she sells eggs, supports her family's nutrition, and is reinvesting her earnings to expand into other livestock activities.
Her poultry business has reduced financial pressure on the household, created an opportunity for her nephew to help manage the enterprise, and given her the confidence to plan for the future.
Stories like Shewaye's remind us that financial inclusion is not only about making credit available. It is also about enabling farmers to build viable businesses that generate consistent income, strengthen household resilience and create the foundation for future investment.